Here’s top 5 smartphones under Rs 20K for the month of September, excluding the new releases going to take place this month. Have a look.Sony Ericsson Xperia Neo L (Price in India – Rs 18,000)Sony Xperia Neo L is a Playstation certified smartphone under Rs 20,000 price tag. It has PSP like controls and is suppose to be better than Sony Ericsson Xperia Play with less price. Sporting 4-inch capacitive touchscreen with 480 x 854 pixel resolution, the phone runs on Android 4.0 ICS operating system and is powered by 1GHz Qualcomm Snapdragon processor. It is equipped with 512MB of RAM and comes bundled with 2GB memory card.LG Optimus Black (Price in India – Rs 15,990)On ManiacStore we spotted LG Optimus Black being retailed at Rs 15,990. The phone sports Nova display, world’s brightest with 700 nits of brightness. LG Optimus Black runs on Android 2.2 operating system and is powered by 1GHz single core processor. It is equipped with 5MP rear camera with recording capability of 720p HD videos at 30fps and 2MP front camera for video calling. It comes with 2GB internal storage and is expandable up to 32GB external storage. LG Mobiles promises to soon release Android 4.0 ICS update for this phone.View complete specsHTC One V (Price in India – Rs 17,425)HTC One V smartphone sports 3.7-inch Super LCD screen providing a resolution of 480 x 800 pixel. It is powered by 1GHz Qualcomm Snapdragon mobile processor and 512MB of RAM. It runs on Android 4.0 Ice Cream Sandwich (ICS) operating system and features 5MP camera with LED flash, but lacks front camera. The HTC Sense 4.0 UI is integrated.View complete specsSamsung Galaxy Ace Duos S6802 (Price in India – Rs 10,900)The Samsung Galaxy Ace Duos i589 is updated with this Galaxy Ace Duos S6802 and features dual GSM SIM slots instead of GSM+CDMA combination dual SIM slots. Samsung Galaxy Ace Duos S6802 is powered by 832 MHz mobile processor and offers a connectivity with Wi-Fi b/g/n and HSDPA 7.2 Mbps. It sports 8.9 cm HVGA screen and runs on Android 2.3 Gingerbread OS. A 5MP camera is mounted on its rear part with autofocus and comes with 3GB of internal memory.View complete specsMotorola Defy+ (Price in India – Rs 13,200)Sporting 3.7-inch screen with Gorilla Glass, the Motorola Defy+ is a waterproof and dust-resistant phone. It is powered by 1GHz Texas Instruments OMAP 3620 processor and 512MB of RAM. It runs on Android 2.3 Gingerbread OS and comes with 1GB of internal storage. It is equipped with 5MP rear camera with autofocus and LED flash. For connectivity it features 3G and also Wi-Fi and Bluetooth.View complete specsYou may be including other phones in the list like that of Sony Xperia Go. Feel free to make your own list and share with fellow readers. Use the below comment box to do so.